2 free tools · live now · FY 2025-26

File your ITR with
zero surprises

Know your regime. Scan your AIS. Catch what triggers notices — before you file.

Illustrative estimates only. Consult a CA for final filing. Built in Gurgaon for Indian professionals.

⚖️ LIVE
Regime Calculator

Old vs new with your real salary, NPS, HRA. 2 minutes.

🔍 NEW
AIS Scanner

Upload your AIS PDF. Every line flagged in plain English.

// what a scan looks like — sample output

3 items need action before you file — most importantly ₹5.6L in equity sales missing from Schedule CG.

🔴 3 action 🟡 8 review 🟢 3 good
🔴 TDS-194C · Business receipts ₹8,500

Bank reported this as contractor income — you're salaried. Likely a misfiled locker rent. Fix before it triggers a notice.

🟡 SFT-016 · Savings interest ₹14,300

Declare in Schedule OS. ₹10,000 is exempt under 80TTA if you pick the old regime.

🔒 Nothing stored · ⚡ 20-second scan · Free during beta

// your details — FY 2025-26
Annual gross salary ₹25.00L
₹3L₹2 Cr
⚠ Use your gross salary from payslip (the "Gross Salary" line in the tax worksheet) — not CTC. CTC includes employer PF and NPS which are entered separately below.
80C investments (PPF, ELSS, LIC…)₹1.00L
₹0₹1.5L (max)
Only reduces tax under old regime — ignored in new regime calculation.
// nps — two separate rules
National Pension System
Employer NPS contribution (annual) Both regimes ✓
₹
Check payslip for "NPS" row or "SEC 124(2)" / "80CCD(2)" in tax worksheet. Deducted from taxable income in both regimes. Typically 10–14% of basic.
Your own NPS contribution (80CCD 1B) Old regime only
Zero benefit under new regime — ITR utility will reject this deduction if you are on Section 115BAC.
// tax-free perquisites (reduce gross in both regimes)
Meal coupons / Sodexo claimed this year
₹
Tax-free perquisite — excluded from gross salary in both regimes. Max ₹200/meal × 2 meals × 250 days = ₹1,05,600/year (updated April 2026). Check your HR portal for unclaimed balance — most employees miss this.
Other tax-free perquisites
₹
Phone/internet reimbursement, club membership, car lease perquisite value reduction — amounts that are structurally excluded from taxable salary. Both regimes.
// housing (old regime deductions)
Home loan interest paid this year
₹
Old regime: max ₹2L deduction (Section 24b). New regime: no deduction for self-occupied property.
Monthly rent you pay
₹
HRA exemption only under old regime. Enter 0 if you own your home.
City (for HRA)
// other income & profile
Other income (dividends + interest)
₹
FD interest, savings interest, dividends — taxed at slab in both regimes. Check AIS for exact amounts.
Properties owned
F&O trading or freelance income?
F&O or consulting = business income. ITR-3 mandatory regardless of other factors.
// your result
Recommended regime
New Regime
saves you — vs old regime
OldNew ✓
Gross income——
Tax-free perqs——
Deductions——
Taxable income——
Tax + cess——
Salaried — simple income ITR-1
before you file →

AIS Scanner Beta

Upload your AIS PDF from the Income Tax portal. We'll flag what needs action before you file — in plain English.

🔒 Your PDF is decrypted in memory and never stored. PAN + DOB are used only to unlock the PDF — not saved anywhere.

// what's next

TaxSage is just getting
started

Two tools live. Four more coming before July 15.

📊
Capital Gains Summary
Upload your Zerodha tax P&L and Kuvera/CAMS statement. Get net LTCG, STCG, tax owed, and exactly how much of the ₹1.25L exemption you've used.
"I had ₹2.2L LTCG across stocks and MFs but didn't realise I had ₹29K in losses to offset. Ended up overpaying tax."
✅
Pre-filing Checklist
10 things to verify before you click submit — Schedule FA for foreign assets, Schedule AL for assets above ₹50L, dividend declarations, TDS mismatches.
"I filed ITR-2 without filling Schedule FA for my US stocks. Got a notice 8 months later asking for explanation."
📅
Advance Tax Calculator
Know exactly how much to pay on June 15, Sept 15, Dec 15, and March 15 — before the 1% monthly interest kicks in. Telegram reminders included.
"Paid advance tax on salary but forgot my capital gains. Got an interest notice I didn't even understand."
🌾
Tax Harvest Alerts
Every February, TaxSage watches your live portfolio and tells you exactly which positions to book to stay under the ₹1.25L LTCG exemption. Saves ₹10K–25K/year.
"I knew tax loss harvesting existed. I just never actually did it because calculating it took 2 hours. This does it in 2 minutes."